Head to any personal finance blog or forum, and you’re likely to discover that one of the first things you’ll be told to do is keep a budget. Now, if you’re up to your ears in debt and struggling to pay your bills on time, the benefits of creating a budget are obvious (though likely...

Money

September 25, 2021

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Moving house in a broken rental market

by Suzie

My life in housing went something like this: Live with my parents Live at University in dorms Rent a room from a friend Live with my parent-in-laws Live with my parents Rent a 2 bed house Rent another, cheaper, 2 bed house Rent a studio apartment Rent a room in a house share Live with...

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Money Suzie

mental health money weekly reflections

March 12, 2019

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How to make a budget (and stick to it)

by Suzie

Making a budget is fundamental to almost any financial goals you might have. Want to get out of debt? Make a budget. Want to retire early? Make a budget. Want to reduce your work hours so you can spend more time with your family? Make a budget. What is a budget? A good budget is...

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Money

budget money

August 19, 2018

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The five steps to financial freedom

by Suzie

I came up with the following five steps to financial freedom. This isn’t a new approach – most financial gurus will advise you follow the same steps, though the emphasis on each step might be different. Why would you want to aim for financial freedom? Well, even if you love your job and enjoy going...

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Money

budget fundamentals money savings self-care wealth work

text over image of bento lunches: 15 of the best packed lunches to take to work

May 19, 2018

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15 of the best packed lunches to take to work

by Suzie

There are two great reasons to take a packed lunch to work. The first is that it will save you money. Whilst the actual amount it will save you depends on what you pack in your lunch box versus what you used to spend on eating out or buying prepackaged sandwiches and salads I can...

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Health Money

budget food health money self-care work

Did I manage to save or earn an extra £500 this month?

November 1, 2017

4 comments

Did I manage to save an extra £500 this month?

by Suzie

I set myself a challenge at the start of October: to save or earn an additional £500 to throw back into my savings. I challenged myself to cut expenses, earn extra money on the side, and generally spend less than I earned. So, how did I do? Cutting back on fixed costs: I set myself...

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Money

budget money savings wealth

October 30, 2017

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Interview with Selina from Selina Budgets

by Suzie

This week we have something a bit different! As October comes to a close, so does my month of money. I’ll let you know how I did in a few days, once I total everything up. But, after that, I’ll be taking a break from writing about personal finance and writing about other things. However,...

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Money

budget fundamentals money savings

October 23, 2017

4 comments

Christmas Gift Guide for those on a budget (Updated for 2019!)

by Suzie

Christmas! Whether you embrace its flash and glitter, cherish its warmth or find it all a bit much… there’s no denying that it comes around every year. And every year lots of people spend too much money, and come January are deeply regretting the impulse purchases and last minute presents. As with all occasional but predictable...

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Money Relationships

gifts love money

How to spend less than you earn (your guide to living within your means)

October 16, 2017

8 comments

How to spend less than you earn (and why you should)

by Suzie

Money is hard. There. I said it. In theory, it’s very easy. They key thing is to spend less than you earn. However. In reality, we don’t have total control over how much we earn. And we all need to spend money to survive. If we consistently spend more than we earn, we go into...

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Money

budget money

October 12, 2017

3 comments

How to earn money on Fiverr

by Suzie

In this post I will discuss how to earn money on Fiverr – you’ve heard of Fiverr right? It’s a marketplace where you can find people selling design, writing and coding services. The name reflects the fact that most things sell for $5. People use it to commission logos, book covers, business card design and...

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Money

money side-hustle wealth

Why should I keep a budget? Benefits of budgeting

Moving house in a broken rental market

How to make a budget (and stick to it)

The five steps to financial freedom

15 of the best packed lunches to take to work

Did I manage to save an extra £500 this month?

Interview with Selina from Selina Budgets

Christmas Gift Guide for those on a budget (Updated for 2019!)

How to spend less than you earn (and why you should)

How to earn money on Fiverr

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