Head to any personal finance blog or forum, and you’re likely to discover that one of the first things you’ll be told to do is keep a budget. Now, if you’re up to your ears in debt and struggling to pay your bills on time, the benefits of creating a budget are obvious (though likely...

Money

March 12, 2019

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How to make a budget (and stick to it)

by Suzie

Making a budget is fundamental to almost any financial goals you might have. Want to get out of debt? Make a budget. Want to retire early? Make a budget. Want to reduce your work hours so you can spend more time with your family? Make a budget. What is a budget? A good budget is...

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Money

budget money

August 19, 2018

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The five steps to financial freedom

by Suzie

I came up with the following five steps to financial freedom. This isn’t a new approach – most financial gurus will advise you follow the same steps, though the emphasis on each step might be different. Why would you want to aim for financial freedom? Well, even if you love your job and enjoy going...

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Money

budget fundamentals money savings self-care wealth work

text over image of bento lunches: 15 of the best packed lunches to take to work

May 19, 2018

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15 of the best packed lunches to take to work

by Suzie

There are two great reasons to take a packed lunch to work. The first is that it will save you money. Whilst the actual amount it will save you depends on what you pack in your lunch box versus what you used to spend on eating out or buying prepackaged sandwiches and salads I can...

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Health Money

budget food health money self-care work

Did I manage to save or earn an extra £500 this month?

November 1, 2017

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Did I manage to save an extra £500 this month?

by Suzie

I set myself a challenge at the start of October: to save or earn an additional £500 to throw back into my savings. I challenged myself to cut expenses, earn extra money on the side, and generally spend less than I earned. So, how did I do? Cutting back on fixed costs: I set myself...

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Money

budget money savings wealth

October 30, 2017

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Interview with Selina from Selina Budgets

by Suzie

This week we have something a bit different! As October comes to a close, so does my month of money. I’ll let you know how I did in a few days, once I total everything up. But, after that, I’ll be taking a break from writing about personal finance and writing about other things. However,...

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Money

budget fundamentals money savings

How to spend less than you earn (your guide to living within your means)

October 16, 2017

8 comments

How to spend less than you earn (and why you should)

by Suzie

Money is hard. There. I said it. In theory, it’s very easy. They key thing is to spend less than you earn. However. In reality, we don’t have total control over how much we earn. And we all need to spend money to survive. If we consistently spend more than we earn, we go into...

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Money

budget money

October 5, 2017

11 comments

How I save money on my grocery bill

by Suzie

Confession: I am a foodie. And groceries? They are my nemesis. I can rack up a £100 shopping bill in the time it takes you to say “Do you really need the Cerignola olives?” Extra virgin olive oil drizzled over my tomato, basil, mozzarella and spinach salad. Potatoes roasted in rich, buttery ghee. The nutty...

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Money

budget food money

October 2, 2017

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Month of Money: Cut back on expenses

by Suzie

I’ve decided that October is now officially the ‘Month of Money‘. It’s after the summer holidays, with all the expenses that entails. And it’s before the holiday season kicks into high gear, with all the related present and food expenses! My goal this October is to save/earn £500+ that I can put back into my...

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Money

budget money savings

September 30, 2017

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Month of Money: October’s financial makeover

by Suzie

September was an expensive month for me. I got hit with an unexpected £516 bill when I sent my car in for it’s MOT. And then I dropped a further £530 on a new pair of glasses. Luckily I have an emergency fund for situations like that… but still! I also know that we’re about...

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Money

budget money

Why should I keep a budget? Benefits of budgeting

How to make a budget (and stick to it)

The five steps to financial freedom

15 of the best packed lunches to take to work

Did I manage to save an extra £500 this month?

Interview with Selina from Selina Budgets

How to spend less than you earn (and why you should)

How I save money on my grocery bill

Month of Money: Cut back on expenses

Month of Money: October’s financial makeover

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